Fix & Flip Product 9

Fix & Flip Product 9: Elite No Money Down
When Excellent Credit Gets You Everything
If you've worked hard to build excellent credit, this product rewards you with the ultimate financing package: true no money down with premium terms.
This isn't for everyone - it's specifically designed for borrowers with 740+ credit scores who want maximum leverage on smaller, strategic deals.
Think of this as the "credit reward" program for real estate investors.
Who This Works For
Credit Requirements: 740+ Credit Score
This is premium financing for premium borrowers. Your excellent credit gets you access most investors don't have.
Property Focus: Quality Over Quantity
1-4 unit residential properties only
No rural properties allowed
Focus on suburban/urban markets with strong fundamentals
The 50% Rehab Rule
Your renovation budget cannot exceed 50% of the purchase price. This keeps projects manageable and profitable.
The Leverage Structure
1
Loan Amounts: $100K to $500K
Perfect sweet spot for quality deals without getting into mega-project complexity.
2
Up to 90% Loan-to-Cost (LTC)
They'll finance 90% of your total project cost (purchase + rehab).
3
Must Not Exceed 70% ARV
Safety cap ensures you're not overleveraging based on the finished value.
4
The Result: True Zero Down
When the numbers work, you bring $0 to closing.
Real-World Example
The Property:
Purchase price: $250,000
Rehab budget (max 50%): $125,000
Total project cost: $375,000
After-repair value: $535,000
Loan Calculations:
50% rehab rule: $125,000 ✅ (exactly 50% of $250K)
90% LTC: 90% of $375,000 = $337,500
70% ARV: 70% of $535,000 = $374,500
Final loan: Lesser amount = $337,500
Your Investment:
Down payment required: $0
Total project cost: $375,000
Loan covers: $337,500
The magic: Loan structure covers your portion too
Monthly Payment:
~$2,530 (estimated 9% interest-only)
When You Sell for $535,000:
Pay back loan + interest: ~$368,000 (12 months)
Pay closing costs: ~$16,000
Your profit: ~$151,000
ROI: Infinite (since you put $0 down)
Side Note: I have a construction team that is ready to go for 48 USA states.
My Construction Team
Why the Restrictions Make Sense
740+ Credit Requirement
Only proven, responsible borrowers get access to zero-down financing.
50% Rehab Limit
Prevents over-renovation and keeps projects profitable and manageable.
No Rural Properties
Focus on markets with strong resale demand and reliable comps.
$500K Maximum
Keeps deals in the manageable range where mistakes won't be catastrophic.
These aren't limitations - they're guardrails that protect your success.
The Strategic Advantage
Traditional 20% Down:
$250K property requires $50,000 down
With $100K available: 2 deals maximum
Elite No Money Down:
Same property requires $0 down
With $100K available: Multiple deals possible simultaneously
Your leverage: Nearly unlimited within program limits
This transforms how fast you can scale your real estate business.
Is This Right for YOU?
This Product is PERFECT If You:
✅ Have 740+ credit score
✅ Want to work on quality suburban/urban properties
✅ Are comfortable with the 50% rehab limitation
✅ Want to preserve 100% of your cash
✅ Can handle monthly payments during renovation
✅ Focus on $100K-$500K deal range
This Might NOT Work If You:
❌ Have credit below 740
❌ Want to work on rural properties
❌ Need more than 50% of purchase price for rehab
❌ Want to work on deals over $500K
❌ Prefer deferred payment structures
The Elite Advantage
This product exists because lenders know that borrowers with 740+ credit:
Pay their bills on time
Don't overleveraging themselves
Complete projects successfully
Maintain properties properly
Your excellent credit history becomes your down payment.
The Bottom Line
If you've built excellent credit, this product lets you put that credit to work in the most powerful way possible - controlling real estate with zero money down.
For high-credit borrowers who want to scale quickly while maintaining quality standards, this removes the cash barrier completely.
Your credit score becomes your competitive advantage.
Next Steps
Schedule a Consultation
We'll discuss:
Whether your credit qualifies for elite terms
Finding properties that fit the 50% rehab rule
Your strategy for scaling with zero-down deals
Maximizing the advantage of excellent credit
Excellent credit should come with excellent opportunities. This is yours.