Fix & Flip Product 2

Fix & Flip Product 2: Monthly Payments Option
The "Predictable Budget" Choice for Good Credit
If you're the type of person who likes to know exactly what's coming out of your account each month, this product might be your perfect match. Some people sleep better at night with predictable payments - and there's absolutely nothing wrong with that approach.
Let me break down why this could be the ideal choice for single moms with good credit who want to build their real estate portfolio steadily.
Who This Is Built For
Credit Requirements: 700+ (With Sweet Spots)
720+ credit score: Rates as low as 7.75% ⭐
700+ credit score: Still competitive rates, just slightly higher
Why this matters: If you've worked hard to build good credit, this product REWARDS you for it. Those lower interest rates can save you thousands over the life of your project.
Experience Level: None Required!
New to real estate investing? Perfect! This product is designed to work for beginners who have good credit but haven't done their first deal yet.
What Makes This Special
No Hassle Application Process:
✅ No application fee - Apply without upfront costs
✅ No appraisal required - Saves you $500-800 and weeks of waiting
✅ No income verification - They don't need your W-2s or tax returns
Translation: Less paperwork, less waiting, less stress. They care about the DEAL, not your job history.
Maximum Leverage Available:
Up to 95% of purchase price - Minimal down payment required
100% of rehab costs - They cover ALL your renovation expenses
Up to 80% of after-repair value - Double safety net for you and the lender
This is powerful leverage that lets you control bigger deals with less of your own cash.
The Money Details
Loan Amounts: $100K to $3 Million
Whether you're starting with a modest project or ready for a significant flip, this product scales with your ambitions.
Loan Terms: Flexible to Fit Your Project
12 months: Quick cosmetic renovation
18 months: Moderate rehab project
24 months: Major renovation or if you want extra time cushion
Interest-only payment options mean your monthly payments stay lower during renovation.
No Prepayment Penalty
Finish early? Great! Pay it off without extra fees and keep more profit in your pocket.
Property Types That Work
Perfect for:
Single-family homes
Manufactured homes
(no wheels/permanent foundation)
Condos
2-4 unit properties
This gives you flexibility to invest in different types of properties as opportunities come up.
Where This ISN'T Available
🚫 New Orleans, Louisiana
🚫 California
If you're in these areas, I have other products in my network that will work for your situation.
Real-World Example (Let's Do the Math)
Let me show you exactly how this works with a real scenario:
The Property Deal:
How Much They'll Lend You:
Purchase Coverage (95%):
95% of $350,000 = $332,500
Rehab Coverage (100%):
100% of $90,000 = $90,000
Combined Total Available:
$332,500 + $90,000 = $422,500
Safety Check (80% of ARV):
80% of $550,000 = $440,000
Since $422,500 is less than $440,000 ✅
Your Final Numbers:
$422,500
Total loan amount
$17,500
Your cash needed
$440,000
Project you control
With just $17,500!
Monthly Payment Example:
Assuming 18-month term at 8.5% interest-only:
Monthly payment:
~$2,995
Total interest over 18 months:
~$53,910
When you sell for $550,000:
Pay back loan: $422,500
Pay accumulated interest: $53,910
Your profit: ~$73,590
ROI on your $17,500: 420%+
Side Note:  I have the construction team that is ready to go for 48 USA states. 
My Construction Team
Why Choose Monthly Payments Over Deferred?
Monthly Payments Are Better If You:
✅ Like predictable budgeting - Know exactly what you owe each month
✅ Have steady income - Can comfortably handle the monthly payment
✅ Want lower total interest costs - Interest-only is usually less than accumulated interest
✅ Prefer disciplined financial structure - Regular payments keep you accountable
Consider Deferred Payments If You:
❌ Prefer no monthly obligations during renovation
❌ Want maximum cash flow flexibility while working
❌ Are concerned about covering payments during potential delays
The Strategic Advantage
Here's what makes this powerful for building wealth:
High Leverage + Low Down Payment = More Deals
With only $17,500 needed for a $440,000 project, you could potentially do multiple deals simultaneously instead of tying up all your capital in one property.
Interest-Only Payments = Lower Monthly Costs
Your monthly payment is ONLY the interest, not principal + interest. This keeps more cash in your pocket during renovation.
No Income Verification = Privacy & Speed
They don't need to verify your job or income, so the process moves faster and keeps your business private.
Is This Right for YOU?
This Product is PERFECT If You:
✅ Have 700+ credit score (especially 720+)
✅ Want predictable monthly payments you can budget for
✅ Have steady income to cover interest-only payments
✅ Want maximum leverage (95% purchase + 100% rehab)
✅ Are ready to scale your investing with multiple projects
✅ Want flexibility in property types (SFR, condos, 2-4 units)
This Might NOT Be Right If You:
❌ Have credit below 700
❌ Prefer no monthly payments during renovation
❌ Are in New Orleans or California
❌ Want to start with smaller loan amounts (under $100K)
Comparing Your Options
Product 1 (Deferred Payments) vs. Product 2 (Monthly Payments):
The Bottom Line
If you have good credit and want maximum leverage with predictable payments, this product is designed for you. You can control larger deals with less cash down, and the monthly payments are manageable because they're interest-only.
This is especially powerful for single moms who want to build a real estate portfolio but need to maintain predictable monthly budgets while managing household expenses.
Next Steps
Ready to see if this high-leverage option works for your situation?
📅 Schedule Your Strategy Call →
On our call, we'll discuss:
Your credit score and what rates you'd qualify for
How much cash you have available for deals
Whether monthly payments or deferred payments fit your budget better
Specific properties or areas you're considering
Getting you connected with the right lender for this product
No pressure, just real talk about which tool makes the most sense for your goals and financial situation.
Having good credit is an asset - this product makes sure you get rewarded for the work you've put into building it. Let's put that credit to work building generational wealth.