Fix & Flip Product 8: No Money Down Option
When You Have Good Credit But Limited Cash
What if I told you that you could control a $200,000 real estate project with just $15,000 in the bank?
This isn't some "get rich quick" scheme - this is a legitimate financing product for people with good credit who want to preserve their cash while building wealth through real estate.
Who This Works For
Credit Requirements: 600+ Credit Score
Your recent financial behavior matters more than how much money you have saved up.
Geographic Availability: 9 States Only
Alabama, Alaska, Georgia, Indiana, Missouri, New Mexico, Ohio, Tennessee, Texas
The One Big Rule
No bankruptcy or foreclosure in the last 5 years. They need to see recent financial responsibility.
What You Need
Money Down: $0
You read that right - zero down payment required.
Bank Account: $15,000 Required
  • No seasoning required (doesn't need to sit there for months)
  • They don't care where it came from (401K, gift, savings, side hustle)
  • You don't spend it - stays in your account as safety buffer
Your Only Costs:
  • Taxes, title fees, and lender fees
  • Typically $3,000-$8,000 total
What They Cover:
  • 100% of purchase price
  • 100% of renovation costs
Real-World Example
The Property (Georgia deal):
  • Purchase price: $180,000
  • Renovation needed: $35,000
  • Total project cost: $215,000
  • After-repair value: $280,000
Your Investment:
  • Down payment: $0
  • Closing costs: ~$5,400
  • Bank account: $15,000 (stays yours)
  • Total out of pocket: $5,400
The Numbers:
  • Loan amount: $215,000
  • Monthly payment: ~$1,790 (interest-only)
  • Term: 12-18 months
When You Sell for $280,000:
  • Pay back loan + interest: ~$236,500
  • Pay closing costs: ~$8,400
  • Your profit: ~$35,100
  • ROI on $5,400: 650%+
Side Note: I have the construction team that is ready to go for 48 USA states.
Why This Changes Everything
Traditional Approach:
  • $180K property requires $36,000 down
  • With $50K available: You can do 1 deal
No Money Down Approach:
  • Same property requires $5,400 out of pocket
  • With $50K available: You could do 9+ deals simultaneously
This isn't just about doing one deal - it's about scaling exponentially.
Is This Right for YOU?
This Product is PERFECT If You:
  • Have 600+ credit score
  • Live in one of the 9 available states
  • Have $15,000+ in your bank account (no seasoning)
  • Can handle $3K-$8K in closing costs
  • No bankruptcy/foreclosure in last 5 years
  • Want to preserve cash while building wealth
This Won't Work If You:
  • Have credit below 600
  • Live outside the available states
  • Can't show $15,000 in the bank (we can usually help with that)
  • Had recent bankruptcy or foreclosure
The Bottom Line
This product removes the biggest barrier to real estate investing: the down payment.
For single moms who have rebuilt their credit but haven't had time to save huge down payments, this preserves your family's safety net while building wealth.
Your $15,000 stays available for emergencies while you build generational wealth.
Next Steps
We'll discuss:
Whether you qualify for this program
How much you can borrow in your state
Your strategy for finding profitable deals
Building wealth while preserving family security
Quote: Sometimes the best opportunities seem too good to be true - until you realize they're just good.