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Fix & Flip Product 6: The Simple & Clean Option
When You Want Speed Without the Headaches
Sometimes you don't need all the bells and whistles — you just want a straightforward loan that gets the job done. No complicated structures. No surprise fees. Just clean terms, fast approval, and money to help you get in and out of your deal.
That's what this product is all about: simplicity, speed, and transparency.
Who This Works For
Credit Score
640+
credit score — a solid, accessible starting point
Property Types:
Single-family homes
the bread and butter of flipping
Small multifamily (2-6 units)
great for duplexes or small apartment projects
This range covers the kinds of properties that make sense for most investors without getting into complicated commercial territory.
Why I Call This the "No-Nonsense" Loan
24
Approval Hours
just like Product 5, but even more streamlined
$1.5M
Max Loan Amount
$100K to $1.5M – perfect for most flips without overcomplicating things
12
Max Term (Months)
6-12 months – encourages quick flips and faster profits
This product is for investors who don't want a drawn-out process or extra layers of complexity.
What Makes This Different
No Appraisal Needed
Save $500-800
Save 2-3 weeks of waiting
They use their own valuation process so you can move quickly
No Junk Fees
What you see is what you pay. No surprise add-ons at closing.
Private Lender Advantage
Direct decisions – no bank bureaucracy
Personalized service – work with real people who understand real estate investing
Real-Life Scenarios Where This Shines
1
Quick Cosmetic Flip
  • Property: Single-family home needing light updates
  • Timeline: 4-6 months, 6-month loan term
  • Perfect when you want to get in, flip, and cash out quickly
2
Small Multifamily Update
  • Property: Duplex needing moderate renovations
  • Timeline: 8-10 months, 12-month loan term
  • Great for creating higher rental value or resale potential
3
Experienced Flipper Who Hates Red Tape
  • Goal: Close fast, avoid unnecessary steps
  • Perfect for those who value speed and a "let's get it done" process

Side Note: I have the construction team that is ready to go for 48 USA states.
What You Trade for Simplicity
What you give up:
Lower max loan amounts (tops at $1.5M)
Shorter terms (6-12 months vs up to 24 months elsewhere)
Less detailed leverage breakdowns (it's customized to your deal)
What you gain:
Faster approvals
No appraisal delays
Transparent pricing with no hidden fees
Direct relationship with a private lender who can flex to make your deal work
The Private Lender Difference
Private lenders aren't big institutions — they're people.
They move quickly. They negotiate terms based on your deal. They build relationships. The more deals you do successfully, the better terms you can get in the future.
This isn't just about one loan. It's about building your financing network deal by deal.
Is This Right for You?
This product is perfect if you:
  • ✅ Have 640+ credit score
  • ✅ Want speed and simplicity over maximum leverage
  • ✅ Prefer shorter-term flips (6-12 months)
  • ✅ Value private lender flexibility and personal service
  • ✅ Want to avoid appraisal costs and extra fees
It might not be the best fit if you:
  • ❌ Need longer terms (18-24 months)
  • ❌ Want to borrow over $1.5M
  • ❌ Prefer more complex leverage structures for bigger projects
Questions to Ask
Since terms are customized, here's what you'll want to know:
What interest rates apply to my deal?
What's the typical down payment?
Are there any origination fees or points?
How fast are rehab draws processed?
Can I extend the term if needed?
Good private lenders will answer these clearly and upfront.
The Bottom Line
If you want a loan that's fast, simple, and transparent, this could be your best option. For single moms juggling life and business, this keeps things straightforward so you can focus on what matters: finding, fixing, and flipping properties profitably.
Next Steps
On our call, we'll talk about:
  • Whether this "clean and simple" approach fits your goals
  • Your property type and timeline
  • What private lender relationships can do for you
*Sometimes the best financing isn't the fanciest. It's the one that lets you move forward with clarity and confidence.