Products
Home
Fix & Flip Product 5: The Speed & Simplicity Option
Perfect for Beginners Who Want to Move FAST
If you're tired of waiting around and want to get your first deal DONE, this might be exactly what you've been looking for. We're talking about approval in less than 24 hours, no experience required, and closing fast enough to compete with cash buyers. This is the "get started NOW" product that removes most of the barriers that keep people stuck in analysis paralysis for months or years.
Who This Is Built For
Credit Requirements:
600+
Credit Score
This is the most accessible credit requirement we've seen so far. Even if your credit isn't perfect, you can still access serious leverage. 600+ credit opens the door - you don't need to wait until you have perfect credit to start building wealth.
Experience Level:
ZERO
Experience Required
"No Experience Needed" - Those are their exact words, not mine. Translation: This is designed for people doing their very first flip. They WANT to work with beginners and help you succeed.
The Speed Advantage
Approval: Less Than 24 Hours
Most lenders: 5-10 business days for approval
This product: Less than 24 hours
Why this matters: You can make offers on Monday and have approval by Tuesday. That's how you win deals in competitive markets.
Direct Lender = Full Control
Translation: They have their own money and make their own decisions. No waiting for some other bank to approve your loan.
Their promise: "We pride ourselves on customer service, ease of process, and speed."
The Numbers Breakdown
Loan Amounts:
$75K
Minimum
$2M
Maximum
Perfect range for most flippers:
  • Starting small: $75K gets you in the game
  • Scaling up: $2M handles significant projects
Costs:
Competitive for speed lending. Remember, you're paying for the convenience of 24-hour approval and fast closing.
Total upfront costs are predictable - no surprise fees later.
The Leverage Structure
1
LTC: Up to 93% (90% Purchase + 100% Rehab)
  • Purchase: They'll cover 90% of what you pay for the property
  • Rehab: They'll cover 100% of your renovation costs
2
LTV: Up to 75%
  • Safety cap: Total loan won't exceed 75% of finished value
  • As always: Whichever is lower becomes your actual loan amount.
Real-World Example (Let's Do Their Math)
The Property Deal:
Loan Calculation:
Purchase Coverage (90%): 90% of $300,000 = $270,000
Rehab Coverage (100%): 100% of $75,000 = $75,000
Combined LTC loan: $270,000 + $75,000 = $345,000
ARV Safety Check (75%): 75% of $500,000 = $375,000
Since $345,000 < $375,000 ✅
Your final numbers:
$345,000
Loan amount
$30,000
Your cash needed
$375,000 - $345,000
92%
Your leverage
You control $375K with $30K
Side Note: I have the construction team that is ready to go for 48 USA states.
Monthly Payment Reality
Using the $345,000 loan:
  • 12-month term at 9.5% interest-only
  • Monthly payment: ~$2,738
  • Total interest over 12 months: ~$32,850
When you sell for $500,000:
372%
ROI on your $30,000
That's a 372% return in one year!
What Makes This Special
1. Quickest Draw Process in the Industry
Their claim: Fastest rehab fund releases available
Why this matters: Your contractors get paid quickly, projects stay on schedule, everyone stays happy.
2. NO Appraisal Required (Most Loans)
$695
Save in appraisal costs
30
Save days of waiting time
More speed, less cost, less hassle.
More Benefits
3. NO Junk Fees
What you see is what you pay. No surprise fees popping up at closing.
4. NO Prepayment Penalty
Finish early? Pay it off and save on interest. No penalties for success.
5. Minimal Documentation
Just basic business docs. No extensive financial history required.
Geographic Coverage
Available:
Nationwide
NOT Available in:
  • Louisiana, Minnesota, Missouri, New York
  • South Dakota, North Dakota
  • Baltimore, Chicago, Detroit, Northern New Jersey
If you're in an excluded area, I have other products in my network that can work for you.
Property Types That Work
Single-family homes
2-4 unit buildings
This keeps it simple - focus on the bread-and-butter properties that are easiest to flip and sell.
The Beginner Advantage
Here's why this is perfect for your first flip:
Speed Removes Hesitation
24-hour approval means less time to second-guess yourself and more time taking action.
No Experience Barrier
You don't need a track record to prove yourself - they're willing to bet on your first deal.
Predictable Costs
All fees upfront - no surprises that could derail your budget.
Extension Options Available
6-18 month terms with extensions give you flexibility if the project takes longer than expected.
Is This Right for YOU?
This Product is PERFECT If You:
  • ✅ Have 600+ credit score
  • ✅ Want to get started immediately (24-hour approval)
  • ✅ Are doing your first flip (no experience required)
  • ✅ Want high leverage (90% purchase + 100% rehab)
  • ✅ Value speed over perfect rates
  • ✅ Want predictable, no-surprise fee structure
  • ✅ Are working on single-family or small multifamily properties
This Might NOT Be Right If You:
  • ❌ Want the absolute lowest rates (consider Product 2 with 700+ credit)
  • ❌ Are in excluded geographic areas
  • ❌ Want to work on larger multifamily or commercial properties
  • ❌ Prefer deferred payment options (consider Product 1)
Speed vs. Rate Trade-off
Let me be real with you: This isn't the lowest rate product available. But here's what you GET for those extra points:
24-hour approval
vs weeks of waiting
No experience required
vs proving track record
Fastest draws
vs standard timelines
No appraisal
vs $695 and 30-day delays
Sometimes paying a little more to get started beats waiting months for perfect terms that might never come.
The Action-Taker's Choice
This product rewards ACTION over perfection:
Analysis paralysis?
24-hour approval forces you to move
Waiting for better credit?
600+ gets you started now
Worried about experience?
They don't care - they'll teach you
Concerned about speed?
Fastest in the industry
Perfect is the enemy of good. This gets you in the game TODAY.
The Bottom Line
If you're ready to stop researching and start doing, this product removes most excuses. You don't need perfect credit, extensive experience, or months of approval processes.
For single moms who are tired of waiting for the "perfect time" to start building wealth - this might be your green light.
Next Steps
Ready to see if you can get approved in 24 hours?
On our call, we'll discuss:
  • Whether your credit qualifies for their best rates
  • How much cash you have available for your first deal
  • Specific properties or markets you're considering
  • Your timeline and why speed might matter for your goals
  • Getting connected with this direct lender for fast approval
Stop waiting for perfect conditions. Sometimes good enough + speed beats perfect + delay every single time.
The best time to start building wealth is TODAY.
This product makes "today" possible.